If you become self-employed, you have the option of withdrawing money from your pension fund. Read more about the exact conditions here.

Withdrawing insured persons are entitled to their vested benefits. As these are pension-linked, they are transferred to the new pension fund or to a vested benefits account. In the following case, the law allows a cash payment.

Taking up self-employment

Are you starting a self-employed activity and are no longer subject to compulsory insurance in accordance with the BVG? Then you can demand the payment of your vested benefits. Please submit the “Questionnaire on cash payment of termination benefits when starting freelance work” to us.

Low value of the vested benefits

If the vested benefits are less than your own annual contribution to the staff pension scheme, you can also apply for a cash payment.